Household Cost Audit & Negotiation Service
A white-glove service where trained cost auditors visit households (or conduct detailed remote audits), identify specific overpayments across utilities, insurance, subscriptions, and services, then negotiate directly with providers on the household's behalf to secure better rates. The service captures a percentage of the annual savings achieved—only paid when money is actually saved.
40 weeks • 70% confidence
Value Proposition
Existing solutions (price comparison sites, financial advice charities) require households to do the work themselves; this removes friction entirely. Auditors have direct relationships with provider retention teams and can negotiate outcomes individuals cannot. Payment is outcome-based, so households only pay if they actually save money—aligning incentives perfectly.
Target Audience
Households earning £20k–£45k annually; families with 2+ utility contracts and insurance policies; renters and owner-occupiers struggling with energy bills, council tax, broadband, and insurance premiums.
Key Features
- In-home or remote audit of all household bills and subscriptions (utilities, insurance, council tax, broadband, mobile, gym, streaming)
- Benchmarking against regional/demographic averages to identify outliers
- Direct negotiation with providers (pre-established relationships with retention teams at major utilities, insurers, ISPs)
- And more, with full implementation detail...
Tech Stack
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Sign up freeOriginal Problem
Households unable to afford basic living expenses and struggling with cost-of-living crisisFamilies across the UK are facing acute financial strain as costs for housing, utilities, food, and transportation have become unaffordable on current incomes. People lack clear, actionable solutions to manage their household budgets and are desperate for help understanding where to cut costs or access financial relief. Current government and financial services responses are perceived as insufficient, creating demand for practical guidance and support.
Score: 58.0%