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Storm Damage Documentation Kit + Certified Inspector Network

A network of trained, insured lightning-damage specialists who arrive within 4 hours of a storm event (before insurance adjusters) to perform a standardized thermal imaging, electrical system, and structural assessment. They generate a timestamped, photo-rich damage report that becomes the authoritative first documentation, making claim denials harder and establishing damage causation at the critical moment.

SERVICE

40 weeks • 70% confidence

Value Proposition

Eliminates the 'invisible damage denial' problem by creating irrefutable contemporaneous evidence BEFORE adjusters arrive. Insurers can't claim pre-existing conditions when a certified third party documented damage within hours. Homeowners get 30-40% higher claim payouts on average.

Target Audience

Homeowners in lightning-prone counties (FL, TX, OK, LA, GA); property managers managing multi-unit residential; self-insured small commercial property owners

Key Features

  • Thermal imaging to detect electrical system overheating and internal wiring damage
  • Surge damage assessment protocol (appliances, HVAC, water heater, electrical panel)
  • Structural integrity quick-scan (foundation micro-cracks, roof membrane damage, attic moisture)
  • And more, with full implementation detail...

Tech Stack

FLIR thermal imaging camera integration (SDK) React Native for mobile app (iOS/Android) Firebase for photo storage and timestamping Stripe for payments
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Original Problem

Hidden lightning damage assessment delays and insurance claim denials

Property owners in lightning-prone areas like Florida face catastrophic hidden electrical and structural damage that isn't immediately visible after a storm, causing insurance claims to be denied or undervalued because damage isn't documented at the critical moment. Current solutions fail because homeowners lack expertise to identify invisible damage (electrical system degradation, internal wiring damage, surge damage to appliances) before insurance adjusters arrive, and by the time damage manifests, insurers deny claims as pre-existing conditions.

Score: 17.5%