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MarriageCalc: Pre-Decision Financial Impact Simulator

A state-specific financial modeling tool where users input assets, income, custody scenarios, and debts, then instantly see projected outcomes: tax liability, asset division splits, spousal support ranges, and child support estimates based on their state's formulas. Users can run 5-10 scenarios (e.g., 'divorce now vs. in 2 years,' 'joint filing vs. separate') and export a PDF summary to show a lawyer or use for negotiation.

SAAS

37 weeks • 70% confidence

Value Proposition

Eliminates the $1,500-$3,000 initial lawyer consultation cost by giving users concrete, state-validated numbers upfront. Users can negotiate from informed positions and only hire lawyers for execution, not education. Beats generic legal sites because it's interactive, personalized, and scenario-based—not just text.

Target Audience

Individuals 6-12 months before or after marriage/divorce decision; middle to upper-middle income ($75k-$250k household) who want clarity before lawyer consultation; couples considering prenups.

Key Features

  • State-specific asset division rules (community property vs. equitable distribution) baked into calculations
  • Child support and spousal support calculators using actual state guideline formulas
  • Tax impact modeling (filing status, dependency claims, capital gains on asset splits)
  • And more, with full implementation detail...

Tech Stack

React/Vue frontend for interactive scenarios Node.js or Python backend for calculation engine PostgreSQL for user data and scenario storage Stripe for billing and subscription management
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Original Problem

Individuals lack clear guidance on financial and legal consequences of marriage and divorce decisions

People facing marriage or divorce decisions struggle to understand the complex legal and financial implications (asset division, tax consequences, custody arrangements, spousal support) because information is fragmented across legal websites, forums, and outdated resources. Current solutions like generic legal websites and Stack Exchange Q&A don't provide personalized guidance for individual circumstances, forcing people to either hire expensive lawyers upfront or make uninformed decisions with costly consequences.

Score: 17.5%