Individuals struggle to accurately calculate and understand capital gains tax obligations

Individual investors and traders lack clear guidance on how to properly calculate capital gains taxes across different holding periods, account types, and transaction scenarios. Current solutions are fragmented between tax software, financial advisors, and confusing IRS documentation, leaving people uncertain about their tax liability and vulnerable to costly mistakes or overpayment. The complexity of tracking cost basis, wash sales, and long-term vs. short-term gains creates decision paralysis and compliance anxiety.