African businesses struggle to choose between Bitcoin volatility and stablecoin reliability for cross-border payments and treasury management

African businesses face a critical decision between Bitcoin (which swings unpredictably) and stablecoins (which may not reliably hedge against local currency devaluation like the naira). Current guidance oversimplifies the choice, failing to account for bidirectional Bitcoin volatility and stablecoin exposure to fiat currency collapse, leaving CFOs and treasury managers unable to confidently allocate crypto assets without risking significant losses.