NYC renters unable to predict housing costs and plan budgets due to unpredictable rent increases

NYC renters living in rent-stabilized apartments face constant anxiety about potential rent hikes that can strain their budgets and force relocation decisions. Even with recent rent freezes, tenants lack clarity on long-term housing affordability and struggle to plan finances when rent increases are unpredictable. Current solutions (rent control boards, legal advocacy) are reactive and don't provide renters with proactive budgeting tools or cost forecasting.