Buy-to-let landlords unable to achieve positive cash flow due to rising costs outpacing rental income

UK property investors face a critical profitability crisis where rental yields no longer cover mortgage payments, property taxes, maintenance, and insurance costs. Landlords need a 7.7% yield just to break even annually, but most properties generate 4-6% yields, forcing investors to subsidize losses from personal income or exit the market entirely. Current property investment analysis tools and calculators fail to account for the compounding effect of rising interest rates, inflation, and regulatory costs on investment viability.