New homeowners face unexpected repair costs that exceed their budgets within the first two years

Nearly 75% of new homeowners encounter surprise repairs costing $10,000+ within 2 years, often without any budget allocated for these emergencies. Current solutions like home inspection reports fail to predict hidden defects that emerge after purchase, leaving homeowners financially blindsided and unable to plan for major expenses. This creates acute financial stress when repairs become urgent and non-negotiable.