Small-scale gold miners struggle to access reliable trade financing and buyer networks

Artisanal and small-scale mining (ASM) operators in Ghana face critical cash flow problems because they lack consistent access to trade financing and legitimate buyer channels. When funding arrangements become unstable or buyers face liquidity constraints, miners cannot sell their gold, leaving them unable to pay workers, reinvest in operations, or cover basic expenses. Current solutions through official channels like GoldBod are unreliable and create uncertainty about payment continuity.