Fractional share sales settlements take unexpectedly long, trapping capital in limbo

Retail investors selling fractional shares face an extra business day delay before cash appears in their accounts, creating uncertainty about when they can access their money. This settlement lag is confusing and frustrating because it's inconsistent with expectations, and investors have no clear visibility into why their cash is delayed or when it will arrive. Current brokerage platforms don't adequately explain or optimize this settlement process for fractional shares.