Individuals struggle to accurately calculate and report capital gains taxes, leading to costly mistakes and audit risk

Individual investors and traders lack clear guidance on how to properly calculate capital gains tax liability across multiple transactions, holding periods, and account types. Current solutions are fragmented—tax software is generic, accountants are expensive, and IRS guidance is dense—leaving people confused about whether they owe taxes, how much, and how to report it correctly. This confusion causes either underpayment (audit risk) or overpayment (wasted money).