Individuals unable to recover or claim large tax refunds due to complex bureaucratic processes and hidden costs

Taxpayers are entitled to significant refunds (in the $166 billion range collectively) but face substantial barriers in claiming them—including filing complexity, time investment, professional fees, and unclear eligibility requirements. Current tax systems and refund processes fail to make claiming accessible, leaving people either unaware of refunds owed or unable to navigate the claim process without expensive professional help that eats into their refund.