Indians relocating abroad struggle to convert resident bank accounts and investment accounts to NRO/NRE without clear guidance

Indians moving abroad face confusion and anxiety converting their resident ICICI accounts and demat accounts to NRO (Non-Resident Ordinary) or NRE (Non-Resident External) accounts. Banks provide fragmented information, the process involves multiple regulatory requirements, and mistakes can result in account freezes or tax complications. Current solutions lack step-by-step guidance tailored to specific banks and account types.